We are the proud partners of international bank groups, such as OTP Bank, UniCredit Group, Société Générale and Raiffeisen. The satisfaction and loyalty of our customers prove that the software of our company transmits real value.
OTP Bank, Hungary
OTP Bank is the market leader in Hungarian retail lending, and a key player of the Central European economy.
Cooperation: In the early 2000s, OTP Bank wanted to improve its commercial credit and credit card products. To launch new credit products in the market, they were looking for advanced technology that can be integrated to the existing IT environment and provides web-access for merchants.
Results: OTP decided on the Credilogic decision module to apply its risk management policy. Between 2004 and 2018 over 10 million credit applications were processed with our system.
Eurasian Bank, Kazakhstan
Our long-term partner, Eurasian Bank, is a major player of the consumer finance market in Kazakhstan.
Cooperation: The bank was looking for an IT solution to support its third-party retail lending activity.
Results: With our Credilogic system, Eurasian Bank provides portfolio management for several banks. Credit sales and risk management are realized through the sales of credit portfolios.
UniCredit Consumer Finance (UCFin), Romania
UCFin is a leader in the Romanian financial market.
Cooperation: The consumer credit branch of UniCredit was launched in 2008 using the business processes of Credilogic, also making full use of the resources and systems.
Results: Credilogic provides the Bank with a stable IT background from decision-making to loan disbursement and collection. Credilogic also facilitated the introduction of a new, innovative credit card. A special feature of the card is that besides classic credit card functions, it can also handle an unlimited number of annuity credits embedded in revolving accounts, as well as cash withdrawals at checkout at the time of purchase. A credit card loyalty program was also created by the Bank that can be used for credit repayment.
Rusfinance Bank, Russia
Rusfinance is one of the three most important players in the retail lending market in Russia; it is the Russian affiliate of Société Générale.
Cooperation: The Credilogic system has contributed to the success of Rusfinance Bank from the very beginning. The Bank is currently using Credilogic’s loan origination interface and decision engine.
Results: With our system, the Bank has processed more than 10 million loan applications. These requests were received through the retail network of 15,000 partners, as well as 13,000 vendors from all the regions of Russia, covering 11 time zones.
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